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Most people, given the opportunity, want to pay their bills. Some unscrupulous businesses, however, have committed themselves to abusing consumers. Rather than working with consumers to reduce debt, these unscrupulous businesses take advantage of anyone that deals with them. Federal and state law protects consumers from these businesses.

Thursday, July 14, 2011

Shame, Harassment and Extortion Through Social Media


In a recent legal case, Sohn v. Bramacint, a debt collector used MySpace to learn about a target. After they had learned that the target had a daughter they told her she had a “beautiful daughter,” and “wouldn’t it be terrible if something happened to her while the sheriff’s department was taking you away?”

In other cases, debt collectors have posted notices directly on MySpace or Facebook in an attempt to shame or embarrass their target. This conduct violates federal law and is even more egregious when the target does not owe the debt or the debt is otherwise disputed. These cases only illustrate the wrongful conduct that some debt collectors will go to make money.

Remember that a friend request from someone you don’t know could be a debt collector or con artist attempting to collect a debt (even a debt you do not owe). Once you get into these situations, it is difficult to get out. The best advice is to avoid dealing with these people from the beginning. blb (205)912-8248

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