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Most people, given the opportunity, want to pay their bills. Some unscrupulous businesses, however, have committed themselves to abusing consumers. Rather than working with consumers to reduce debt, these unscrupulous businesses take advantage of anyone that deals with them. Federal and state law protects consumers from these businesses.

Monday, July 11, 2011

A Debt Collector Threatened to Take My Property!

Among the methods of intimidation debt collectors use, threatening to repossess your property unless you pay your debt may be one of the more frightening. Debt collectors may threaten to take your car, your television or even your home as a way to intimidate you into paying a debt.

However, it is a violation of federal law for debt collectors to take or even threaten to take your property if they have no present intention to take your property, no present right to take your property (such as an enforceable security interest), or if your property is exempt from this kind of taking. An attorney can help you determine whether debt collectors have a legitimate claim to your property or whether they are simply trying to intimidate you. mlp (205)912-8244
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