Protect Yourself when Dealing with Debt Collectors

We have all been in a “he said, she said” argument at some time in our lives—when two parties to a conversation have different recollections about what was said. Oftentimes this is the result of simple misunderstandings. However, when it comes to conversations with debt collectors, this could be the result of outright lies. Because many debt collector conversations border on the rude and nasty, you should protect yourself and any rights you may have.

The easiest ways to do this are:
(1) Save any phone messages you get from debt collectors, whether on your home or cell phone
(2) Make notes of your conversations with debt collectors as they happen, and
(3) Save any letters or other notices you get from debt collectors.

By keeping good records of the calls you get from debt collectors you can avoid a “he said, she said” argument in any future disputes. -Meredith Phillips (205) 912-8244
Blankenship Harrelson, LLP