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Most people, given the opportunity, want to pay their bills. Some unscrupulous businesses, however, have committed themselves to abusing consumers. Rather than working with consumers to reduce debt, these unscrupulous businesses take advantage of anyone that deals with them. Federal and state law protects consumers from these businesses.

Tuesday, July 5, 2011

A Debt Collector is Calling Me About a Debt I Do Not Owe

A debt collector's job is to collect money and oftentimes, debt collectors do not get paid unless they collect money from consumers. Unfortunately, this can lead some debt collectors to try to collect money from anyone-whether that person owes the debt or not.

Fortunately, the Fair Debt Collection Practices Act protects people that do not owe a debt as well as those that do. Although some parts of the Act apply only to consumers, others apply to all people. Thus, even if a debt collector is harassing you about a debt you do not owe or know nothing about, you may still be protected by federal law.  mlp (205)912-8244
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