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Most people, given the opportunity, want to pay their bills. Some unscrupulous businesses, however, have committed themselves to abusing consumers. Rather than working with consumers to reduce debt, these unscrupulous businesses take advantage of anyone that deals with them. Federal and state law protects consumers from these businesses.

Tuesday, June 28, 2011

A Debt Collector Called Me Names and Used Curse Words

Debt Collectors are not allowed to use profane or obscene language when collecting debts. Along the same lines, debt collectors are not allowed to call you names. This could include a wide range of conduct – from calling someone a liar or a deadbeat to racial slurs and sexual remarks. Unfortunately, this kind of debt collector behavior happens more than we would like to think. However, the Fair Debt Collection Practices Act was designed to protect consumers and abusive, profane and obscene language is strictly prohibited.  mlp (205)912-8244
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