The clock is ticking. The time limit for challenging a credit
reporting error begins to run from the date the error is reported. The
time limit DOES NOT run from the time you discover it. So, check your
credit now and check it often. You can check it for free once a year by
going to www.annualcreditreport.com. If you find an error, consult the Federal Trade Commission for instructions on how to dispute credit report errors. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm
If you dispute the error and the creditor or credit reporting agency
refuses to correct the problem, call us.
-Brandon L. Blankenship
(205)912-8248
Blankenship Harrelson, LLP
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