The Fair Debt Collection Practices Act was designed to protect consumers against debt collection tactics which are harassing, unfair, deceptive or abusive. While the outcome of debt collection cases often depends on the particular facts, there are several basic prohibitions of which consumers (you) should be aware.
This video produced by the Federal Trade Commission explains some of the debt collection conduct prohibited by the FDCPA as well as what consumers can do to help stop unwanted debt collection.
Remember, just because you owe a debt, doesn't mean that it's ok to be abused or degraded in any way. Find help for paying your debt, and call an attorney to stop harassment from debt collectors. We'll be glad to talk over your situation and see if you have a case. -Meredith Phillips (205)912-8244
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